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Start the New Year with a new home in Wigan thanks to Help to Buy

Posted on January 3rd, 2014

Why not start the New Year with a new beginning and what better way of doing that than buying a brand new home. It could be far easier than you think thanks to the current competitive mortgages available on the Government Help to Buy scheme.

The scheme helped thousands of buyers to move into new homes in 2013 as it offers lower deposits and lower repayments which had previously been unavailable. In many cases, the monthly cost of a mortgage has turned out to be cheaper than renting which makes the decision to buy a cost effective and desirable option.

One such family are Nancy and Jonny and their little boy Tommy who moved from a 2 bedroom, rented property to a 3 bedroom, brand new Seddon home, whilst saving a staggering £100 a month in terms of mortgage versus rent alone, before taking into account a significant saving in energy bills.

The scheme has also made it possible for young first time buyers like Samantha and John to move sooner thanks to the lower 5% deposit required and 95% mortgages available. Samantha and John bucked the trend and moved into their first home aged just 22 and 24, the average age of first time buyers had reached a frightening 32 in 2013.

When asked what piece of advice they would give to their friends John said “It would be to stop wasting your money on rent and buy using the Government Help to Buy scheme now.

“Get yourself on the property ladder as soon as possible and start investing in your future. We have the potential to have our mortgage paid off when we are in our 40s which makes our future feel so much more secure.”

If you are looking for a new home in Wigan, Seddon Homes St James Place should be the first place you look with homes available from just £750 a month. This price is based on the 3 bed Bowland, a detached or semi-detached property that comes complete with its own parking space. The Bowland, also boasts stylish design features in the kitchen and bathroom spaces, open and light living spaces with contemporary design features throughout. The property also comes with a private parking space.

Don’t delay contact our sales team today to see just how affordable owning a family home at St James Place could be or come down and visit the development, open Thursday — Monday, 10am — 5pm.

Terms and conditions apply. Prices are quoted based on the Government backed Help to Buy initiative. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. Ask for more details.

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