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95% Mortgage for first time buyers

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Buy a home with a smaller deposit

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Offered by various lenders

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Potentially greater borrowing power

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Faster route to new build homeownership!

You could be eligible for a 95% mortgage

Dreaming of owning a brand-new home but worried about saving a large deposit? A 95% mortgage could be the key to unlocking your next move.

Designed to make buying more achievable, it allows you to secure your new home with just a 5% deposit, helping you step onto the property ladder sooner. With options available from a wide range of lenders, 95% mortgages offer flexibility and choice, giving you the opportunity to find the right product for your circumstances. This higher loan-to-value arrangement can also mean greater borrowing power, opening the door to a wider selection of homes within your budget. Whether you’re considering Shared Ownership, Rent to Buy, saving for your first home or moving up the ladder, you could be holding the keys to your dream property sooner than you thought. Let’s talk about how we can put you on the fast track to owning a stunning new build home, including why we recommend speaking with a trusted Independent Financial Advisor as part of your journey – and we’ll let you in on a tip: you don’t need to pay a broker fee!

*Your home may be repossessed if you do not keep up repayments on your mortgage.

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